Monday, April 14, 2014

Downsizing and Direction

We started selling our extra belongings a few weeks ago knowing that we would be downsizing.  In the beginning I found the exchange of cash for clean space to be quite thrilling.  It was a bit harder to swallow when it came time to sell the gorgeous armoire that I had thrifted last summer.  Last night the tears silently flowed as I watched our piano find it's way to a new family.  Phil and I had wavered back and forth for months, do we take it along or leave it behind.  I had hoped that the new owners would want to have a sturdy upright, but they don't.  When we first viewed our house I shrieked and jumped up and down when I saw the sign that the piano stayed.  I was already in love with the place, and a free piano to boot, I was sold.  I told Phil that this was the place for me.  We both felt it when we saw the place and I told him to make it happen.  He did, and we've loved this place for nearly five years.  Still, that doesn't lessen the sting of giving up something precious to obtain a dream.  I wonder if this is how the pioneer mamas felt when they left their fine chinas behind when they loaded up a covered wagon and headed west?

Now we have some direction in our life, and it wasn't the one that we've been working on for the last few months.  In regards to building a little dream house out in the country on the parcel of land we bought, doors kept getting slammed shut.  For weeks we were going into a weekend on bad news or frustrated with the process.  Finally, the bank gave us a thumbs up and we were excited, but then on a Friday they were double checking and found out that our debt to income ratio would be too high if we started building while owning our home.  Yes, we knew that, but the shocker was that we couldn't even apply and find out if they would back our project until we sold our home.  Phil was scared, what if we sell our home only to hear the bank say no they wouldn't fund our dream.  We decided that perhaps a better course of action would be to downsize into a smaller mortgage payment and save up and build as we could afford it.  To see if we could put that plan into action we looked at numerous open houses that would fit the bill, only to be grossly disappointed on the amount of space that would afford us.  As a family of six with children who will only be getting larger and not smaller we figured that anything under 1,500sqft would be too little.

Our search left us feeling bleak and second guessing if we could do anything other than stay put.  Perhaps we were just destined to be urban homesteaders and make the most out of the land we had?  We tentatively made some plans of how could we achieve that goal in town.  However, when your city has stipulations on what animals you can raise in your backyard it's difficult to do.  Phil randomly peeked in on craigslist to see if there was anything of interest.  Immediately his attention was grabbed by this little ad http://grandisland.craigslist.org/reo/4386414517.html (the under contract part wasn't there at the time)  He called and found out the location and that it was just on the outskirts of town.  I held my breath as I tried to overhear the details.  After hanging up Phil started scoping out the property online.  There were trees, the property was off of a main road, outbuildings, and it was in our price range.  I was having a hard time concealing my excitement, surely this was too good to be true!  Just as we had glanced over what information we could find the owner called us back and invited us to come out and see the place for ourselves.  We quickly rounded up the kids and drove over.  I was nervous when I saw the little house come into view.  Desperate for a coat of paint, my mind wondered how bad this place was going to be on the inside.  As we walked in, I was able to breathe a sigh of relief.  The home was just as lovely as the pictures made it out to be, and then some.  We spent a whole hour chatting with the owners, walking around the property, and falling in love in general.  We drove away madly whispering so the children couldn't hear.  I was sold, and ready to make a move.  Phil's biggest reservation was the lack of dining space and single car garage.  I told him that sometimes you 'just know', like we did with our house and my heart was singing, 'this is home'.  We agreed that it would be best to call up the wise people in our lives.  They knew of the frustrations we were facing, and we of their misgivings they personally had on the building project.  Our wise ones gave us a thumbs up saying that no we weren't crazy, that this would be a better move for our family.  We could get the lower mortgage payment and the lifestyle we were craving all in the same property.

For the next week I don't think that I breathed.  The bank was willing to give us a bridge loan, but the idea of buying one before selling the other was too risky.  So we waited (not very patiently I'll confess) until our house sold.  You already know how excruciatingly painful that week of waiting was for me.  Interestingly enough exactly one hour after writing about it we had an offer come through.  Those next seven hours were maddening with all of the counter offers that were had.  It was making me ill and I finally told Phil, just do what you feel is right, but please know that I don't want to lose this buyer.  We've prayed so long for them, I don't want to lose them or the chance to buy that farm.  Phil was able to reach a place where we got more than the quick sell price but just a bit less than what he wanted.  The things that man does to show his love for me is quite astounding.

I know it seems strange that I haven't written about this before today.  I was paranoid that if I wrote it out, somehow it would all crumble and disappear.  Then I realized that I was in the grips of fear's bondage.  Perfect love casts out all fear, so I have asked the Father to break me free so I may speak of the marvelous thing that He is doing for our family.  His timing is always amazing, especially when you get to look back and see how it all came into place.  Each door had to close exactly when it did or we wouldn't have reached the point of looking for a smaller place.  If our house had sold on the first day it was on the market, we wouldn't have gotten the lower price on the farm that we're now contracted into.  Our realtor told us to expect hiccups along the way, but so far everything is going smoothly, the seller papers are all ready for us to sign as I type this up.  The buyers haven't done any further bartering or requesting.  It's going so well that my paranoid side is popping up.  Phil says the fact that everything is going so well is proof that God is working for us.  Yes, my friends, yes He is!  I am looking forward to telling you even more of the blessings that He bestows on us as we journey on to the next phase of our lives.


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